These are no ordinary times. As the world rebuilds post the worst economic crisis in history, everyone is looking towards the India growth engine to emerge as a major power in the revival. And we are right there in the middle of it all, starting Karvy Finance, adding to the growth and being part of history in the making.

At Karvy Finance, our Vision is to be the “Category Champion” for Capital Markets Lending & Retail Finance in India and redefine Ubiquitous Lending i.e The capability of borrowing money for every need, on demand -- existing or being everywhere, or in all places, at the same time; The idea of ubiquitous lending was a financial services business model pioneered by Karvy in creating the mass-market lending category.

In many ways I feel, we are blessed as an organization. Just like life on earth was destined to succeed because of the right distance from the sun, the right tilt and host of other factors, similarly we have all the right ingredients and are destined to succeed and build not just a good & profitable company but a great company!

We have a fantastic opportunity and the right platform. A high energy & committed team, vast distribution, enormous customer database, robust Karvy Platform and a great mix of products. Truly a dream for any start up!

With this platform our aim for Karvy Finance is as follows:

1. Create an all India distribution footprint and service complete spectrum of Customers
2. Offer Complete Bouquet of Financial Services Products with Capital Market Lending & Retails Finance Products
3. Establish distribution Channels (Branches, Call Centers, Field Force, Internet, Strategic Retail Alliances) for 24x7 lending capabilities
4. Establish cutting edge analytics to support changes in consumer risk profiles and purchase behaviors
5. Drive productivity through scale and cost efficiency
6. Focus on relationship and advocacy of the customer

But to realize this vision we will require more than a great platform or strategy or simple hard work. We will require paranoia, passion and perfection. As corporate history tells us – all great companies were built brick by brick. Only the paranoid will survive and the passionate and the perfectionist will win. It is going to be challenging but exciting, Lots of hard work but great learning. And I can assure you great personal & professional success in this journey.

Look forward to building a ‘best in class’ organization to a glorious chapter in history.

Warm Regards,
Amit Saxena